"*" indicates required fields Step 1 of 10 – Basic information 0% Welcome to InCar Oy’s Accident Declaration Service! With this service, you can provide all the information required by insurance companies regarding your traffic accident, both for yourself and for other parties involved. If you are not at fault for the damage, you may be entitled to compensation for the costs of using a replacement car. In addition to the damage details, you can also complete the car’s statement of need for use—that is, apply for compensation for using a replacement car in a traffic accident case. Form IDReporter’s name* First Last Reporter’s phone*Email* Vehicle owner and leasing companyVehicle Owner* Ayvens (formerly ALD) NF Fleet Oy Some other owner This damage report is intended for Ayvens and NF Fleet leasing cars. If the vehicle is not owned by these leasing companies, please fill in the damage report here. Owner details (Ayvens)Details prefilled based on your selection.Owner details (NF Fleet)Details prefilled based on your selection.Vehicle registration number*Enter the license plate in the format: ABC-123.Other registration number Other registration number Select if the registration number is not in the format ABC-123.Vehicle registration number*Motor Liability Insurance Company*SelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance Company*SelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriIf you don’t know your insurance company, please contact Ayvens customer service directly.If you don’t know your insurance company, please contact NF Fleet customer service directly.Validity of the leasing agreementStatus of the leasing agreement* Leasing agreement is valid Leasing agreement has ended Is the agreement valid or terminated at the time of submitting the damage report for the vehicle concerned?Vehicle repair or returnVehicle repair or return*Vehicle repair always starts with a Damage inspection. The Damage inspection is carried out at an InCar repair shop or, for minor damage, using the InCar Camera. If your car is already at a repair shop, choose ‘Damage inspection booked or completed’. Damage inspection booked or completed Damage inspection with InCar camera I’ll book the damage inspection time myself Car already returned Return inspection time booked or return agreed No damage inspection time, I want InCar to contact me Vehicle repair or return*Vehicle repair always starts with a Damage inspection. The Damage inspection can be carried out at an InCar, Veho or Bilia repair shop, or for minor damage using the InCar Camera. If your car is already at a repair shop, choose ‘Damage inspection booked or completed’. Damage inspection booked or completed Damage inspection with InCar camera I’ll book the damage inspection time myself Car already returned Return inspection time booked or return agreed No damage inspection time, I want InCar to contact me We will carry out the Damage inspection based on the photos sent via the InCar Camera and prepare a repair plan, which will be delivered to your insurance company for processing the damage report. You will receive a link to the InCar Camera by text message to the phone number you provide on this page in the “Reporter’s phone” field. Enter the number in the format 0401234567—without country code, spaces, or other characters. Photographing the damage is easy and quick—you save time and handle the matter without visiting a repair shop. You can use the InCar Camera every day of the week, regardless of time and our locations’ opening hours. Please note that ordering the damage camera link does not oblige you to send photos, and InCar Oy does not commit to giving a final cost estimate based on photos alone.You will receive a link for booking an appointment in the confirmation message after submitting the damage report. Type of reportSelect Vehicle damage in all cases other than glass-only damage. You can also submit only the statement of need for use. Select the type of report* Vehicle damage Windshield Damage Only Usage needs report Number of vehicles involvedFirst, state the number of vehicles involved in the traffic accident.Vehicles involved in the accident?* 1 2 3 4 Select the number of vehicles involved. Then fill in the details of your own and the other vehicles according to the number you selected, using the form’s Next and Previous buttons. Driver (Own vehicle)Driver’s name* First Last Date of Birth*Enter date of birth in DD.MM.YYYY format.Phone*Email Address Street Address City ZIP / Postal Code Driver's License* Yes No Year of Issue*Select2025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950Class*SelectA1ABC1CD1DBEC1ECED1EDEMTHolder (Own vehicle)Is the driver the vehicle's holder?* Yes No The holder is the vehicle's* 1st holder 2nd holder Holder's Name*Date of Birth or Business IDPhoneEmail Address Street Address City ZIP / Postal Code Vehicle details (Own vehicle)Registration number (Own vehicle)*Enter the license plate in the format: ABC-123.TypeSelectPassenger CarVanLight TruckTruckMinibusMotorhomeMotorcycleSnowmobileMoped CarMake and modele.g., Volvo V40 First Year of UseSelect20252024202320222021202020192018201720162015201420132012201120102009200820072006200520042003200220012000Company Car Yes No Vehicle VAT deductible Yes No Trailer detailsWas a trailer used? Yes No License plate number*Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttori Please fill in at least the driver’s name and vehicle registration number for other participants. Other fields are not mandatory, but we recommend filling in all available information at the time of completing the damage report. Driver (Other Vehicle #1)Driver’s name* First Last Date of BirthEnter date of birth in DD.MM.YYYY format.PhoneEmail Address Street Address City ZIP / Postal Code Driver's License Yes No Year of Issue*Select2025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950ClassSelectA1ABC1CD1DBEC1ECED1EDEMTHolder (Other Vehicle #1)Is the driver the vehicle's holder? Yes No The holder is the vehicle's 1st holder 2nd holder Holder's NameDate of Birth or Business IDPhoneEmail Address Street Address City ZIP / Postal Code Owner (Other Vehicle #1)Vehicle Owner is the same as the driver is the same as the holder is neither of the above Owner's NameDate of Birth or Business IDPhoneEmail Vehicle Information (Other Vehicle #1)License plate number*Enter the license plate in the format: ABC-123.TypeSelectPassenger CarVanLight TruckTruckMinibusMotorhomeMotorcycleSnowmobileMoped CarMake and modele.g., Volvo V40 First Year of UseSelect20252024202320222021202020192018201720162015201420132012201120102009200820072006200520042003200220012000Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriLeased Vehicle Yes No Company Car Yes No Vehicle VAT deductible Yes No Trailer Information (Other Vehicle #1)Was a trailer used? Yes No License plate number*Enter the license plate in the format: ABC-123.Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttori Please fill in at least the driver’s name and vehicle registration number for other participants. Other fields are not mandatory, but we recommend filling in all available information at the time of completing the damage report. Driver (Other Vehicle #2)Driver’s name* First Last Date of BirthEnter date of birth in DD.MM.YYYY format.PhoneEmail Address Street Address City ZIP / Postal Code Driver's License Yes No Year of Issue*Select2025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950ClassSelectA1ABC1CD1DBEC1ECED1EDEMTHolder (Other Vehicle #2)Is the driver the vehicle's holder? Yes No The holder is the vehicle's 1st holder 2nd holder Holder's NameDate of Birth or Business IDPhoneEmail Address Street Address City ZIP / Postal Code Owner (Other Vehicle #2)Vehicle Owner is the same as the driver is the same as the holder is neither of the above Owner's NamePersonal or Business IDPhoneEmail Vehicle Information (Other Vehicle #2)License plate number*Enter the license plate in the format: ABC-123.TypeSelectPassenger CarVanLight TruckTruckMinibusMotorhomeMotorcycleSnowmobileMoped CarMake and modele.g., Volvo V40 First Year of UseSelect20252024202320222021202020192018201720162015201420132012201120102009200820072006200520042003200220012000Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriLeased Vehicle Yes No Company Car Yes No Vehicle VAT deductible Yes No Trailer Information (Other Vehicle #2)Was a trailer used? Yes No License plate number*Enter the license plate in the format: ABC-123.Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttori Please fill in at least the driver’s name and vehicle registration number for other participants. Other fields are not mandatory, but we recommend filling in all available information at the time of completing the damage report. Driver (Other Vehicle #3)Driver’s name* First Last Date of BirthEnter date of birth in DD.MM.YYYY format.PhoneEmail Address Street Address City ZIP / Postal Code Driver's License Yes No Year of Issue*Select2025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950ClassSelectA1ABC1CD1DBEC1ECED1EDEMTHolder (Other Vehicle #3)Is the driver the vehicle's holder? Yes No The holder is the vehicle's 1st holder 2nd holder Holder's NameDate of Birth or Business IDPhoneEmail Address Street Address City ZIP / Postal Code Owner (Other Vehicle #3)Vehicle Owner is the same as the driver is the same as the holder is neither of the above Owner's NameDate of Birth or Business IDPhoneEmail Vehicle Information (Other Vehicle #3)License plate number*Enter the license plate in the format: ABC-123.TypeSelectPassenger CarVanLight TruckTruckMinibusMotorhomeMotorcycleSnowmobileMoped CarMake and modele.g., Volvo V40 First Year of Use*Select20252024202320222021202020192018201720162015201420132012201120102009200820072006200520042003200220012000Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriLeased Vehicle Yes No Company Car Yes No Vehicle VAT deductible Yes No Trailer Information (Other Vehicle #3)Was a trailer used? Yes No License plate number*Enter the license plate in the format: ABC-123.Motor Liability Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriCar Insurance CompanySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttori Personal InjuriesIf the accident involves personal injuries, please report them on this page to the best of your knowledge. Start by selecting ‘Yes’ below. Report personal injuries Yes No Injured Persons*Select12345678910Injured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedInjured Party's Vehicle Own Other #1 Other #2 Other #3 Name of Injured PartyDate of BirthEnter date of birth in DD.MM.YYYY format.PhonePosition in VehicleSelectDriverPassenger in front seatPassenger elsewhereNot in vehicleCircumstanceSelectWorkCommuteSchool commuteLeisure timeSeverity of InjurySelectMinorSevereDeceasedTotal Personal InjuriesTotal Injured*Select01234567891011121314151617181920Total Deceased*Select01234567891011121314151617181920 Vehicle DamagesDamages (Own Vehicle) A – Left rear B – Left Side C – Left Front D – Tailgate E – Roof F – Windshield G – Hood H – Right Rear I – Right Side J – Right Front Other damage (describe in report) You can select multiple items.Damages (Other Vehicle #1) A – Left rear B – Left Side C – Left Front D – Tailgate E – Roof F – Windshield G – Hood H – Right Rear I – Right Side J – Right Front Other damage (describe in report) You can select multiple items.Description of Damages (Own Vehicle)Describe the damages to the car, such as a scratch on the left door, a dent in the rear bumper, etc.Description of Damages (Other Vehicle #1)Describe the damages to the car, such as a scratch on the left door, a dent in the rear bumper, etc.Damages (Other Vehicle #2) A – Left rear B – Left Side C – Left Front D – Tailgate E – Roof F – Windshield G – Hood H – Right Rear I – Right Side J – Right Front Other damage (describe in report) You can select multiple items.Damages (Other Vehicle #3) A – Left rear B – Left Side C – Left Front D – Tailgate E – Roof F – Windshield G – Hood H – Right Rear I – Right Side J – Right Front Other damage (describe in report) You can select multiple items.Description of Damages (Other Vehicle #2)Describe the damages to the car, such as a scratch on the left door, a dent in the rear bumper, etc.Description of Damages (Other Vehicle #3)Describe the damages to the car, such as a scratch on the left door, a dent in the rear bumper, etc.Description of how the accident occurred*Roadworthiness after accidentIs your own vehicle roadworthy?* Yes No Vehicle Location (address)Is other vehicle #1 roadworthy? Yes No Vehicle Location (address)Is other vehicle #2 roadworthy? Yes No Vehicle Location (address)Is other vehicle #3 roadworthy? Yes No Vehicle Location (address)Glass damageDamages (Glass damage)* Windshield Rear window Other glass (specify in description) Description of damage (Windshield)*Describe the damage to the car, such as a stone chip or crack in the glass, etc.Description of how the damage occurred (Windshield)*Description of damage (Rear window)*Describe the damage to the car, such as a stone chip or crack in the glass, etc.Description of how the damage occurred (Rear window)*Description of damage (Other glass)*Describe the damage to the car, such as a stone chip or crack in the glass, etc.Description of how the damage occurred (Other glass)*Time, place, and conditionsDate of incident* DD dot MM dot YYYY Time of incident*Time, e.g. 15.45Exact location of damage*For example, give an intersection, street address, place name, etc. Place of incident*SelectLevel crossingConnection to a private road or areaPriority intersectionUncontrolled intersectionBridgeBendStraight roadParking area, square, yard, service station, or similarOther areaTraffic lights*SelectNo lightsLights controlled trafficLights did not control trafficWithin speed limit area (Own vehicle) *Speed before the incident (Own vehicle)*Road number (Own vehicle)Type of road (Own vehicle)*SelectStreet or similarMotorwayMain roadOther public roadPrivate roadOther road or areaWithin speed limit area (Other vehicle #1) *Speed before the incident (Other vehicle 1)*Road number (Other vehicle #1)Type of road (Other vehicle #1)*SelectStreet or similarMotorwayMain roadOther public roadPrivate roadOther road or areaWithin speed limit area (Other vehicle #2) *Speed before the incident (Other vehicle 2)*Road number (Other vehicle #2)Type of road (Other vehicle #2)*SelectStreet or similarMotorwayMain roadOther public roadPrivate roadOther road or areaWithin speed limit area (Other vehicle #3) *Speed before the incident (Other vehicle 3)*Road number (Other vehicle #3)Type of road (Other vehicle #3)*SelectStreet or similarMotorwayMain roadOther public roadPrivate roadOther road or areaBuilt-up area* Yes No Road surface* Bare, dry Bare, wet Snowy or icy Lighting* Daylight Dusk Dark, lit road Dark, unlit road Additional informationWho do you think is at fault for the damage?Does he/she admit fault? Yes No Was any of the drivers involved under the influence of alcohol?* Yes, driver of own vehicle Yes, driver of the other/third-party vehicle No Was a blood test taken? Yes No No information Did the police come to the scene?* Yes No Was a police investigation carried out? Yes No I will report witnesses Yes No WitnessesNameAddressEmailPhone Add RemoveYou can add up to 10 witnesses. You can skip this section if there are no witnesses or the information is not available. I also want to fill out the vehicle usage needs report* Yes No If you are not at fault, you may be entitled to compensation for the costs of using a replacement car. To apply for compensation in a traffic accident case, fill in the vehicle usage needs report on the next page. Usage needs report Basis for Using a Replacement Car The Insurance company will cover the costs incurred for use as described below if the use of the car is sufficiently justified or if business operations would otherwise suffer unreasonable harm. The usage needs report must be provided with this form or another report containing equivalent information. Insurance Covers 94% of daily and per-kilometer charges or the weekly price without a mileage limit when it is your own car or a finance lease. 100% of daily and per-kilometer charges or the weekly price without a mileage limit when it is a maintenance lease. A copy of the maintenance lease agreement will be provided to the Insurance company upon request. Insurance Does not Cover Costs related to the replacement car, such as fuel, waiver of deductible, etc. A separate compensation for downtime during the rental period. The deductible is 6% of the rental costs, which corresponds on average to savings in vehicle operating costs during downtime (tire, repair, and maintenance costs). Points to Note when Renting a Car The replacement car must be no larger or more expensive than your own vehicle. The renter is responsible for paying the rental costs unless the Insurance company states it will be responsible for them. Check coverage with the Insurance company.Prefill fields based on the information I have already provided Yes, prefill the information If you select Yes, the service will prefill some fields based on the information you have already provided. You can still change the prefilled information if you wish, and in any case please check that all details in the usage needs report are correct! Party causing the damageDriver’s name First Last License plate numberEnter the license plate in the format: ABC-123.Claim numberPolicyholder’s name First Last Insurance companySelectAXAEuro Insurances (Ayvens Täysvakuutus)FenniaIFLähiTapiolaPohjantähtiPohjolaPOPProtectorTurvaValtionkonttoriDate of incident DD dot MM dot YYYY RenterRenter’s name First Last OccupationDaytime phone (8 am–4 pm)Address Street Address City ZIP / Postal Code Damaged vehicleLicense plate numberEnter the license plate in the format: ABC-123.Make and modelModel yearLeasingIs this a leased car? Yes No If the car is a leased vehicle, is it: Finance lease Maintenance lease Name of the maintenance leasing companyUsage needUsage need Business driving Commute between home and workplace Other specific reason Business driving per week (km)Business driving per month (km)Explanation of public transport options for the commuteJustification for the other specific reasonThe rental company is already known Yes, I will provide the rental company’s details Rental companyRental company nameRental company phoneRental company address Street Address City ZIP / Postal Code Employer/companyEmployer’s nameEmployer’s phoneEmployer’s address Street Address City ZIP / Postal Code Signature for the usage needs reportPlaceDate DD dot MM dot YYYY Name of the person submitting the report First Last Thank you! Click Save and send to finish, then you will complete the claim submission in your Insurance company’s own service.On this page, you can check that the information you provided is correct. If you find any errors, you can go back to edit the information by using the form’s Previous button to navigate to the desired section. Note! Do not use your browser’s Back or Forward buttons to navigate. Finally, accept the terms of use at the bottom of this page and send the information by clicking “Save and send” at the bottom of this page.{all_fields}I confirm that the information I provided is correctPlace*Date* DD dot MM dot YYYY Name of the person submitting the report* First Last Phone number of the person submitting the report*Email of the person submitting the report I want a copy of the form in my email Yes, send the information I want all the information I provided to be emailed to me.Service terms of use and privacy policy*1. General User The User must be at least 18 years old. Minors under 18 may use the Service only with the consent of a guardian. The electronic claim form is an online service (hereinafter the “Service”) provided by InCar Oy (hereinafter “InCar”), Business ID 0829741-9. Through the incar.fi website, the Service allows the User (hereinafter the “User”) to send information related to their traffic accident to InCar. These terms of use apply between InCar and the User with respect to the Service. The User confirms that they have carefully read these terms before using the Service and agrees to comply with them. 2. Use of the Service The Service is available twenty-four (24) hours a day, except during times when it is unavailable due to maintenance, installation, modifications, public order and safety, system overload, or other similar reasons. InCar has the right to add, modify, and remove parts of the Service and to discontinue maintaining the Service in part or in full. InCar is not responsible for any typographical and/or printing errors on the incar.fi website and reserves the right to change the material and information on the website. The User receives and uses the Service at their own risk and is responsible for acquiring, maintaining, and properly protecting the devices, connections, and software necessary to use the Service, as well as for information security. The Service and its content are protected under copyright law and international agreements. All rights to the Service, including copyrights, are held by InCar. The User is granted a limited right of use to the Service under this agreement. The User is not entitled to store, publicly display, transmit, retransmit, or otherwise use the Service or any content received through it except as permitted under these terms of use and copyright law. The User may not use the Service in a way that infringes the copyrights or other rights of InCar or third parties. Sending information to InCar via the Service does not obligate the User or any other party to purchase repair services and/or other services from InCar related to the reported damage. 3. Limitation of liability InCar is not a party to the contract between the User and the Insurance company. Nor is InCar in any way responsible for any compensation based on the contract between the User and the Insurance company specified by the User in the Service in the event of damage, or for any measures related to seeking compensation. Nor is InCar responsible for any damage caused to the Consumer or third parties by the use of the Service or by malfunctions, technical defects, malicious software, links, or interruptions occurring in it. 4. Intellectual property rights InCar reserves all intellectual property rights to the information offered on the incar.fi website and to published content, information, images, videos, and databases. 5. Personal Data Act (523/99) section 10, date of drafting the privacy policy 22 December 2014 Data controller: InCar Oy Takomotie 1–3 00380 Helsinki tel. 0300 247 247 Email: vahinkoilmoitus@incar.fi Business ID: 0829741-9 Register matters: Data Protection Officer, tietosuoja@suviagroup.com Name of the register: Customer register for InCar Oy’s electronic services Purpose of the register: Customer relationship management Data content of the register: User’s Name, Personal Identity Code, Address, Email Address, Phone Number, Driver’s License details. In addition, vehicle details, the vehicle owner’s and holder’s details, and information related to the traffic accident, such as damage details of the vehicle(s) and details of other parties, the time, location, and conditions of the damage. The register also stores information on personal injuries, police investigations, and witnesses related to the damage, as well as historical data on all of the above according to the User’s use of the Service. Regular sources of data: The customer enters the data into the system themselves. Regular disclosures and transfers of data: InCar discloses the information provided by the User only to the Insurance companies specified by the User in the Service. Principles of register protection: Only those persons whose work duties include it use the information in the register. The register is located on a protected server, the data of which can only be accessed with a username and password. Verification of information: The user has the right to check their information in the register in accordance with the Personal Data Act. The user is entitled to check their register information free of charge no more than once a year. If the user wants to check their information more often, InCar is entitled to charge a fee for providing the information. 6. Cookies and other similar technologies InCar may collect information about the User’s terminal device using cookies and other technologies. Cookies do not harm the User’s terminal device or files. The purpose of using cookies and other technologies is to analyze and further develop services to better serve the consumer. The information obtained through cookies and other technologies is anonymous in nature. The user has the option to prevent the use of cookies by changing their browser settings. Preventing the use of cookies may affect the functionality of the Service or parts of it. 7. Information security InCar uses technical and organizational information security measures to protect personal data against unauthorized access, disclosure, destruction or other unauthorized processing. The user is aware that the use of an open information network involves an information security risk. InCar is not responsible for the User’s information security when using the Service. The user is responsible for the protection and information security of computers, information systems, local networks or other similar devices or systems. The user is responsible for the consequences of insufficient protection and damages caused to InCar, other Users of the Service or other third parties by viruses and other similar harms that have entered or spread through the network due to the User. 8. Applicable law and dispute resolution These terms are governed by Finnish law. Any disputes will be attempted to be resolved through negotiations. If an agreement cannot be reached, disputes will be resolved in the Helsinki District Court. 9. Validity of terms These terms come into effect on January 12, 2015 and are valid until further notice. InCar has the right to change the terms of use of the Service. I accept the terms of use
